A Financial Planning Tool That Speaks Like You Think
You don’t need another spreadsheet, and you don’t need an expensive financial advisor to start planning. You just need tools for financial planning that, well, don’t suck. You got this…
We’ll help reveal key dynamics that can impact future plans and the longevity of your finances…
- Economic volatility and impacts from Inflation, Recession, or Stagflation
- Revealing established post-retirement Spending Habits to challenge your assumptions
- Investment Market Volatility in the face of bull vs bear trading, periodic corrections, and full-on crashes
- Living across multiple regions and currencies
- Identify trends which may require adjustments in your plan
- Impacts from Cost-of-Living Adjustments and changes in select benefits
- And more insights…

It’s not a budgeting app, but a self-help planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus to confuse or con you
Designed for real people, in real life
Keep your records secure. No bank linking or personal financial data sharing
You decide what information you want to use
No Upsells or hidden agendas. Let keep thing fair and reasonable
We are upfront and affordable see our pricing here
Why Choose Pinch & Prosper?
Private.
No data harvesting, no ads, no upselling. Seriously, you don’t even have to tell us your real name. CoolCat1984? No problem
No Surveillance.
No tracking, harvesting, or snooping. Think and act privately and discover how to plan financially, without having to link your bank accounts.
All-Seeing.
From spending blind spots to medical curveballs, Pinch & Prosper will help reveal the details you’d rather not forget
Simple.
You’re not a hedge fund manager, and you shouldn’t have to be. All you want is to retire without panic. We get it.
Global.
We’re built for single or dual currency lifestyles. Work, save, and invest in Kansas, retire in Manila… Supporting many regions of the world
À la carte
Don’t be tricked into paying for features you won’t want or use, only pay for want you need
Fair
Competitors charge you a percentage of your assets… that is crazy. PnP offers simple flat rates with no marketing puffery for the features you need saving you money

Frequently Asked Questions
How many of my details are required?
The more you put into your plan the more realistic the results will be. We encourage members to take the time to add as many of the incoming and outgoing financial and benefit concerns as they have (or can predict). With that said… We do not need any personal details about your identity and there is no need to supply information on your personal financial accounts, keep those details safe
Do I need a professional Financial Advisor?
The legal and practical definition of a ‘Financial Advisor’ varies widely from country to country so make sure you have a clear view of the term as you navigate the topic. Depending on the complexity of your situation; if you feel like you cannot handle your own Plans; you might want to find Professional assistance. Regardless, you’ll still need to gather your details and become informed on key topics and concerns so you can ensure your Plans are handled reasonably. We can help you get started and then you can Invite a Professional advisor into your Plan
Is Pinch & Prosper a budgeting app?
We offer a self-help financial planning tool that assists you in closing the gaps in your financial and retirement plans. No spreadsheets, no panic or pressure. No spiritual financial gurus to trick or confuse you. We’ll shine a light on key details and concerns so you can decide how to handle things in the future
Stop Delaying. Start Preparing
Lets be honest. Most retirement planning tools feel like a punishment. They’re either build for finance pros, or designed to confuse you into buying something. It’s not wonder you’ve been putting it off. Most people have. Even us a few years ago, and the fact that all the tools for financial planning we tried didn’t help.
Don’t leave future-you underwhelmed with your current effort levels. Get started today. You’ll thank yourself tomorrow.
