We’re a family business focused on providing self-help tools for everyday people to plan their financial future that don’t require a college degree or large assets to operate

We strive to…

• speak plain language and avoid word-play that just confuses people
• make the tools easy-to-use and self-service so people can control their own information
• explaining key concerns & concepts that are likely to impact the viability and longevity of your plan(s)
• eliminate the financial exploitation that some of our competitors engage in… We are not trying to lock you in, upsell unnecessary tools & services, engage in marketing puffery, charge you based on the value of your assets, or sell your information
• fill the gaps of retirement planning which all other planning tools leave out (Ex. nailing down details on incomings & outgoings to more accurately make projections, helping people find the blind-spots or false assumptions in their plans, etc.)
• support the growing community of retirees that worked, saved, and invested in one region/currency but spend all or part of their retirement in a different region/currency
• building planning tools that account for the whole family; even your pets
• allow creation of one or many plans which you can update and refine over time. No need to keep starting over
• enabling people to share their plans with key stakeholders (Ex. Your spouse, family, or even your professional financial advisor)
• provide fair flat-rate pricing with À la carte extra’s; but only if you need them
• disentangle financial plans with sensitive accounts to ensure you can plan with more security and avoid high; percentage based; fees from other institutions
• help people increase their understanding of risks their plans may experience so they can be ready or to discuss concerns with their professional financial advisor; if they have one
• understand the nuances that are realistic for anyone’s plan (Ex. Peoples spending habits always change, things start & end at different times, everyone has to pay the tax man, accruals change over time, the power of spending will erode over time and prices always rice, so many things have extra fees, living off pocket money cannot be a plan, markets boom and bust, inflations hurts, etc.)
• provide tools to serve you before retiring and during your retirement